RTA CabinetsCanada
0% APR FinancingLowest Price GuaranteeFast Cabinet ShippingFree Delivery within 300 km★ Kitchen sale: 8% off every complete kitchen

Buying · 5 min read

Financing and Our Lowest Price Guarantee

A kitchen renovation is a meaningful investment, and we want paying for it to be as flexible and fair as possible. Here is how financing works and how our price match guarantee protects you.

Financing and Our Lowest Price Guarantee - White Shaker RTA kitchen by RTA Cabinets Canada

0% APR financing

We offer 0% APR financing on approved credit through a third party lender, letting you spread the cost of your cabinet order across monthly instalments instead of paying the full amount upfront. To use financing, you apply through the lender's application process once your quote is finalized, receive a decision, and if approved, complete your purchase with the agreed monthly payment schedule instead of a single lump sum.

Financing approval and terms depend on the lender's own credit criteria, and specific rates or promotional terms are provided directly by the lender during the application process.

How to apply

Once you have a finalized quote for your cabinet order, let us know you would like to explore financing and we will point you to the lender's application. You will typically get a decision quickly, and if approved you can confirm your cabinet order using the financing plan instead of e-transfer or a card invoice.

Our Lowest Price Guarantee

If you find the same White Shaker RTA cabinet advertised for less by another Canadian retailer, we will match that price. To request a match, the comparison must meet a few reasonable conditions:

  • The product must be identical, same style, colour, and dimensions
  • The competitor must have the item in stock and available for purchase
  • The price must be verifiable, such as a link to the live listing or a dated screenshot
  • The request must be made before you complete your purchase with us

Send the details to service@rtacabinetscanada.ca along with your quote and we will review the comparison and confirm your matched price.

Why we can offer this

Because we sell RTA cabinets directly and ship efficiently as flat packed freight, we are able to keep pricing competitive without cutting corners on materials. The Lowest Price Guarantee exists so you can compare confidently, knowing that if a genuinely identical product is available for less elsewhere, we will meet that price rather than lose your business over it.

Combining financing with a price match

Financing and the Lowest Price Guarantee can be used together. If you have a verified lower price from another retailer, submit it before your purchase is finalized so we can apply the matched price to your quote, and then choose whether to pay by e-transfer, card invoice, or financing based on that final, matched total.

Planning your budget

Whether you plan to pay upfront or use financing, it helps to build your full cabinet list in the free 3D Kitchen Planner at /planner before requesting a quote, so the number you are financing or comparing against a competitor reflects your complete kitchen rather than a partial estimate. If your plans change after your initial quote, such as adding an island or extra wall cabinets, let us know and we will update your quote before you confirm your order or finalize a financing application.

Other ways to manage cost

Beyond financing and the Lowest Price Guarantee, a few practical choices can help manage your total project cost. Assembling cabinets yourself instead of using our expert assembly service saves the 75 dollar per cabinet fee, while delivery is free for any address within 300 km of London, Ontario. Phasing a renovation, such as ordering base cabinets first and wall cabinets in a second order, is also an option worth discussing with us if you want to spread cost over a longer timeline outside of formal financing.

Frequently asked questions

Is there a credit check for financing?+

Financing is subject to approval through our third party lender's own application and credit review process. You will receive a decision after applying.

What counts as an identical product for the price match?+

The item must be the exact same cabinet style, colour, and dimensions, currently in stock at the competitor, and the price must be verifiable through a live link or dated screenshot.

Can I request a price match after I have already ordered?+

Price match requests need to be made before your purchase is completed with us. If you have a comparison in hand, reach out before confirming your order so we can review it.

Ready to plan your kitchen?

Design it free in 3D, get a parts list and 8% off every complete kitchen. Free delivery within 300 km of London, Ontario.

More guides